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Senior Home Care Tips: Budgeting For Older Adults in Fresno, CA

Aug 24, 2017 by Sandra Hatch

Financial Awareness Month is here. It’s a great time for seniors to assess their budget and their spending habits in order to determine if there are any new ways that they can down on their spending without impacting their quality of life. Consider the following tips from senior home care professionals in Fresno, CA:

Build An Emergency Fund

Emergencies are a part of life, and they’re something that everyone needs to attempt to prepare for. From an unexpected car repair to a hospital visit that insurance won’t cover, or even a major problem at the home that will be expensive to repair; emergency costs can sink a senior’s budget quickly. Seniors should try to put aside an emergency fund for costly, unforeseen events.  


After the kids are gone many seniors are ready to let go of the large family home. They don’t want the hassle or the upkeep associated with the larger living space. And problems in large, older homes can become very expensive to fix. In order to save money on living expenses, downsizing into a smaller house, condo, or apartment is an excellent solution. Senior home care providers can offer assistance with personal care tasks, but also light housekeeping, laundry, meal preparation and much more.

Cut Out Cable

Cable can be very costly, especially for senior citizens living on a fixed income. Older adults who get rid of their cable and subscribe to streaming services like Netflix, Hulu, and Amazon Prime will enjoy a variety of movies and television shows without the financial burden.

Inquire About Senior Discounts

Restaurants, retailers, hotel chains, and entertainment venues often offer discounts to their senior customers. Since these discounts are not always advertised, older adults should get in the habit of asking about a senior discount prior to making any purchase. Even a small savings of 15 or 20% off can make a positive difference in their finances.

Buy in Cash

If possible, older adults may want to buy everything in cash and avoid monthly payment plans. Making cash purchases can save them from overspending on interest and buying items that they truly cannot afford.

Clip Coupons

Coupons can be found in newspapers, magazines, and on the web. Older adults who spend time finding and clipping coupons can save a significant amount of money on groceries, household supplies, and more. Seniors who are serious about coupon clipping should invest in a binder so that they have somewhere to place and organize all of the coupons they clip.


Seniors may be embarrassed to admit that they are having trouble keeping track of their finances. But it’s important to get a handle on those finances now before excessive spending becomes a real problem.


Senior home care services can make it easier for older adults to remain independent at home. To learn more about how your senior loved one in Fresno, CA could benefit from professional in home care, contact us or call (559) 365-6440 and schedule a free in-home consultation.

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